16220 Hardy St OP – AravindKCRealtor

Meticulously well maintained beautiful home in Blue Valley School district! 5 bed 4.1 bath 2 story house in Bluehawk subdivision. Open floor plan with living room, kitchen with granite countertops, stainless steel appliances, gas cooking and  walk-in pantry. Through out main floor is newly re-finished hardwood and a separate office room in main floor. Master bedroom with master bath, kids bedroom with jack n jill bath, guest bedroom with guest bath and utility room in 2nd floor. Newly finished basement with living room/media room and 5th bedroom with full bath.

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Happy New Year Wishes from Aravind KC Realtor

Happy New Year!

As we step into a new beginning, filled with hope and aspirations, it’s the perfect time to reflect and plan for the future. Whether you’re dreaming of a new home or looking to make a change, remember that finding the perfect abode is a journey best embarked upon with a trusted guide. If you’re considering making a move this year, don’t hesitate to reach out. Let’s make your dream home a reality. Call Aravind for personalized assistance and expert advice in finding your ideal place. Here’s to a prosperous and fulfilling new year! #AravindKCRealtor

AravindKCRealtor – The Dots Put an Exclamation Point on Record-Breaking Drop in Rates

We came into this week expecting the Fed’s Dot Plot to set the tone, or at least to create a good amount of movement in rates, and that’s exactly what happened.

The dot plot refers to a chart that appears 4 times a year in economic projections released by the Fed.  Projections are not the same as predictions, but the dots still provide the market with valuable insight as to how the Fed will change short term interest rates if the economy evolves as expected.

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AravindKCRealtor – What do the New Loan Limits Mean?

What New Loan Limits Mean; Should We Worry About “Worst Ever” Pending Home Sales?

It’s been a good week for extremes in the housing market with rates at 3 month lows, pending home sales at “record” lows, and conforming loan limits up to record highs. Here’s why at least two of those three things aren’t very interesting.

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AravindKCRealtor Housing Market Thankful For Lower Rates But The True Test is in Early December

Mortgage rates have fallen significantly in November. For the housing market, it couldn’t come at a more critical time, but the road ahead remains uncertain–mostly due to timing.

Here’s what we’re up against in terms of home sales (includes the most recent monthly result released this week):

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AravindKCRealtor – Cooler Inflation Prompts Big Shift in Rate Outlook

The Consumer Price Index (CPI) is one of two big, monthly economic reports that have the strongest track records of causing volatility for rates.  This makes sense considering inflation is the primary reason rates are as high as they are.

Other economic data matters too.  The other big report is the Employment Situation, typically referred to as “the jobs report.”  It was responsible for continuing what had already been a big drop in rates 2 weeks ago.  But after that, there wasn’t anything major on the calendar until this week’s CPI.  As such, that left a lot of room for anticipation.

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AravindKCRealtor – Interest Rate Buydowns

Interest Rate Buydowns

The buydown can be a tough concept to grasp for sellers and buyers but as interest rates rise, it is becoming an increasingly relevant option. Take the example below – For example if home was initially listed at $425,000. They have reduced their price now to $410,000. The chart shows what the numbers would have been if they decided to offer a buydown instead. This buydown scenario would cost the seller LESS THAN $10K, but would create monthly savings for the buyer that are enough to make someone look twice.

Base Price: $425,000 | Down payment 5%: $21,250 | Loan Amount $403,750

 

For more details call AravindKCRealtor @ 847-970-1743

4bed 4bath 1.5 stories/Ranch house for sale $315,000! Taking Backup Offers

4bed 4bath 1.5 stories/Ranch House

2 bedrooms and 2 bath in main floor, 1 bedroom with bathroom in 2nd floor and in basement one more bedroom(non-conformed) with full bathroom and recreation room. All bedrooms have walk-in closets. Plenty of storage space and potential to finish. New Carpet, New interior painting, New A/c & HVAC well maintained move-in ready property. Refrigerator, washer & dryer remain with the property. Kitchen with granite counter tops. Top rated Blue Valley school district and prime location walkable to shopping and Saint Luke’s South Hospital. ***Turn-key property for investors.
For those seeking an active HOA, this is the perfect house. A summer-ready pool, exterior paint, lawn care, and snow removal. A quick walk away you’ll find an amenities-filled shopping center including Pilgrim Coffee, The Peanut, a hair saloon, and several popular restaurants. Feeds into award-winning Blue Valley North! Don’t miss this fantastic JoCo opportunity!

For more details call AravindKCRealtor @ 847-970-1743

click the below link to see pictures..

https://m.prspcts.co/TXoH7oezRwHcNhts5

Thank you,

AravindKCRealtor

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AravindKCRealtor – How Will The Government Shutdown Affect The Mortgage and Housing Markets?

It’s nearly impossible to consume any news these days without coming across the government shutdown. As of Friday afternoon, the shutdown looks like it will be a thing.  Even if it’s miraculously avoided in the 11th hour, we can still discuss some objective questions and conclusions about shutdowns in general.  As always, we’re not interested in the politics of the matter–just the question of whether or not the housing and mortgage market should care.

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AravindKCRealtor – If The Fed Didn’t Hike, Why Did Mortgage Rates Hit Long Term Highs?

This week’s main event was the scheduled policy announcement from the Fed. As was the case two meetings ago, the Fed opted to hold its policy rate unchanged, but almost every other interest rate in the US moved sharply higher.

This counterintuitive movement is fairly common when it comes to the 8 Fed meetings each year.  Rates have fallen on several occasions when the Fed hiked throughout this rate hike cycle.  There are several reasons this can happen.  Some are complicated, but two of the simplest reasons are all we need this time around.

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AravindKCRealtor – Fed Won’t Move Its Rate, But Rates Could Still Move

In and of itself, this week wasn’t too bad for mortgage rates. Things got a bit worse overall, but the change from last week was minimal with the average lender moving up 0.07% from last Friday.   There’s a decent cushion between current levels and the long-term highs last month. Even the late 2022 highs were a bit higher.  That said, when you put it all on a long-term chart, things don’t look great.

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AravindKCRealtor – It’s Complicated, But Also Simple

Depending on the company you keep over this Labor Day weekend, you might hear that rates are high, housing in the verge of collapse, and the economy is headed for a hard, recessionary landing. Or you might hear that rates are coming down, housing has turned a corner, and the economy remains surprisingly resilient. No one is wrong, yet, and it’ll be a while before we find out who’s right.

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