Find out how to ensure your sump pump is well-maintained, what to do when your sump pump fails and how damage from failure of a sump pump is covered by insurance.

How a Sump Pump Works

Sump pumps sit in a sump pit, which is generally installed at the lowest point of your basement. Water that makes its way into your home’s foundation is diverted into a drain system that surrounds the basement perimeter. That water drains into the sump pump pit, where the sump pump removes the water by pumping it into a storm drain, retention pond or dry well.

What Causes Sump Pump Failure?

Sump pumps can fail for a variety of reasons, including power outages and improper maintenance. Here are some of the most common causes of sump pump failure and how to prevent them:

1. Power Outage

2. Stuck Switch

3. Motor Burnout

4. Clogged Discharge Piping

5. Old Age

What Happens If Your Sump Pump Fails?

If your sump pump fails and your basement starts to flood, you need to act fast. Here are the critical first steps you should take if you find that your sump pump is no longer working:

• Unplug electronics.
• Relocate furniture to a dry spot.
• Pull up carpets and padding.
• Use towels or a mop to soak up water.
• A wet/dry vacuum can be useful but be sure that any outlet you use is away from the water.
• Use fans and dehumidifiers to draw moisture out of your basement and, if weather allows, open the windows.

Does Homeowners Insurance or Home Warranty Cover Sump Pump Failure?

Please Contact me to determine if your homeowners insurance covers sump pump failure.