AravindKCRealtor – What Debt Ceiling? And Who’s Lying About The Jobs Report?

After dominating the news cycle for weeks, the debt ceiling issue is suddenly resolved and the bond market doesn’t seem to care. The jobs report proved to be far more relevant, but with half of it indicating a much stronger labor market and the other half saying the opposite, who’s telling the truth and why did rates only pay attention to the bad (good) news?

AravindKCRealtor – Do Rates Care About Debt Ceiling?

It was nearly impossible to avoid news regarding the debt ceiling this week, but how much does it actually matter?

Let’s make sure we’re on the same page first.  What follows are a few NON-POLITICAL thoughts on the debt ceiling, which is different than a “default.”

The debt ceiling has to be increased periodically in order for the US government to borrow enough money to fund day to day operations.  There’s theoretically a point at which the government doesn’t have enough money to make payments that it had already agreed to make in the past.  That money can come from the issuance of Treasury debt (i.e. borrowing) or from sources of revenue (such as taxes).



Krishna – How To Handle An Appraisal Gap

First – what is an appraisal gap? Quite simply, it’s the difference between “the fair market value determined by an appraiser and the amount you agreed to pay for the home.” It doesn’t mean that you have to cancel the sale, but it does mean some negotiations will probably be happening  And, an appraisal gap becomes an issue if the seller is not willing to lower the price or the buyer is not willing to pay the difference in cash.

Krishna Chinnam, Real Estate & Life Insurance Agent


Bharthi Reddi Listing – 5203 W 158th Pl – Open House

REDUCED PRICE for Beautiful home: is in a newly developing area. Walkable distance to Blue Valley School District – Elementary, Middle, and High School Completely remodeled – two stories-Four bedrooms on the upper level with FOUR full baths. An office room and formal dining are on the main level, including a Powder room with an open floor plan. Newer interior and exterior paint and Brand New Carpet. New look for Hardwood floors. The home has a centralized vacuum system. The basement is an impressively finished Recreation Room with a gaming area. To Entertain family and Friends – Daylight Basement finishes with a full Bath and an unspecified Bedroom. A wet Bar is Added for your parties. Backyard for your kids to play, Massive deck for your Morning or Evening Coffee – Relax and enjoy outdoors to get together for BBQ Parties.

Zillow Listing link,-KS-66224_rb/75566678_zpid/

Listing Provided by: Bharthi Reddi 913-481-7786 Platinum Realty


Krishna Listing 8509 157th St – 539500

Krishna Realtor welcomes you to this immaculate north-facing home nestled in the prestigious Blue Valley School District, where the best schools await your family! Fresh paint and new carpets seamlessly blend with an open floor plan, featuring gleaming hardwood floors and a granite kitchen island perfect for entertaining. Enjoy the convenience of a new microwave, a walk-out basement complete with a full-size bath, and the comfort of 4 bedrooms and 4.5 bathrooms. This home’s 3-car garage offers ample space for your vehicles and hobbies, while the sprinkler system and radon mitigation ensure peace of mind for a healthy and well-maintained property. Don’t miss this exceptional opportunity to elevate your lifestyle in a desirable community!

Listing Provided by: Krishna Chinnam 601-301-3579 Platinum Realty


Krishna Asks: Ready To Go Shopping Mortgage Rates?

Want to go shopping? Have you ever thought about shopping for a lower mortgage rate? If not, you may want to consider it.

If you decide to go shopping for a lower mortgage rate, one thing you do need to consider is that not all lenders share the same business practices. Some of them may lure unsuspecting borrowers to a rate, knowing completely that they cannot deliver on it. Once a loan application is made and information necessary is supplied for approval, they reveal that the rate is not available for “whatever” reason.


Krishna – The Good And The Bad Of Selling Your Home As-Is

Selling your home involves many decisions – some easier than others. Sometimes, those decisions can cause an owner stress or procrastination. Early in the process, the owner will have that opportunity to decide whether to sell their home “as-is” which avoids the issues that tend to loom when selling a home.

But, is “as-is” a good idea? From a seller’s standpoint, “as is” means the buyer will purchase the home in its current condition without asking for any repairs.  This is of course convenient for the seller, but he normal trade out is the property will not result in the highest possible sales price.