Thinking of downsizing? – Krishna Chinnam

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Some homeowners decide to downsize – normally in their 60’s and 70’s – to smaller homes for reasons such as convenience, less maintenance, a change of lifestyle or even to just save money. Those homeowners are more likely to have large equities and don’t normally feel the same constraints as younger homeowners, including the substantial increase in mortgage rates in the past year.

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Mortgage rates have dropped

Mortgage rates have continued to drop in response to recent and unfortunate global unrest. Furthermore, given the continued belief that the Federal Reserve will instill its first rate hike of 2022 as early as mid-March, experts recognize a short-term opportunity for homeowners and buyers to obtain a lower interest rate during this time.

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